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workers' compensation defense Archives

Man killed after being crushed by falling pipe

For many Kentucky construction workers, going to work each day is a matter of necessity. Their job enables them to make a living, but not without significant exposure to dangerous hazards including falls, electrocution and equipment malfunctions. Despite workers' efforts to follow safety protocols and wear proper protective gear, accidents can still happen and result in debilitating injury or death. 

What is OSHA?

If you work in Kentucky, then the chances are good you have heard about OSHA. This is the Occupational Safety and Health Administration. According to OSHA, it was developed and set up under the Occupational Safety and Health Act of 1970. The agency is responsible for keeping you safe on the job. Ideally, OSHA works hard so that you never have to make a workers' compensation claim because you will, hopefully, be protected through OSHA regulations that prevent accidents.

Using employee education to prevent scaffolding falls

For construction employees in Kentucky, the inherent risks of the industry can provide considerable incentive to adhere to safety policies to protect one's life. While slips, trips and falls are one of the most common injuries in construction work, scaffolding can be especially dangerous as it is often suspended off of the ground. Workers who experience an injury from falling off of scaffolding are often subject to prolonged disability and discomfort depending on the severity of their fall. In the worst cases, a scaffolding fall could result in death. 

Preventing dangerous machinery accidents in the workplace

If you work with machinery each day as part of your job in Kentucky, chances are you have received some type of training to give you eligibility to operate the equipment safely and in conjunction with company protocols. If you are in a supervisory position over a group who needs machinery to complete their assigned tasks, it is imperative that you encourage safety first to reduce unnecessary accidents. At Fowler Bell, we understand the inherent risks of working around heavy machinery.

Do you have to carry workers' compensation coverage?

Like all employers in Lexington, you no doubt want what is best for your employees. Ultimately, that may be staying in a position to be able to provide them with the salaries they use to support themselves. Depending on the size and nature of your business, accomplishing that may mean forgoing certain operational expenses such as workers' compensation coverage. Yet what happens if and when one of your employees is hurt on the job? They may come to you saying that you are required by law to carry workers' compensation coverage. Are they right? 

Dramatic fall from scaffolding, injures man at construction site

Unlike other industries, construction work can be particularly risky and dangerous because workers are required to work at heights and with heavy equipment and machinery. Inadequate safety training, loose protocols and overlooking important protective gear can pose a significant threat to any construction worker. While many companies go to great lengths to protect their workers through the use of trainings and on-the-job experience, there are times when accidents are unavoidable due to human error, distraction, carelessness and even misinformation.

Can you protect yourself from workplace hazards?

Perhaps you have heard of workplace accidents in widely publicized news stories around the nation. However, did you know that common workplace hazards can be present just about anywhere no matter the industry? While certain jobs, environments and industries do have a higher percentage of risk in Kentucky, your safety may be threatened by a variety of circumstances that may be overlooked as acceptable. Protecting yourself from workplace dangers is something you can more effectively do with a brief education about what red flags to watch for. 

Operating your machine safely in the workplace

Depending on the nature of your job in Kentucky, you may face a unique set of risks each day as you complete your assigned responsibilities. Because construction sites are surrounded with dangers and risks, it is imperative that you do your part to keep yourself and others safe. At Fowler Bell, we are familiar with the complexities regarding workplace safety. 

How do workers' compensation settlements work?

If you have been hurt on the job in Kentucky, you may have applied for workers' compensation. After filing your paperwork, you may be approached with a settlement. This is when your employer's insurance company wants to offer you something in return for you settling the case and not taking it to a hearing. Insureon notes at this point you can accept the workers' compensation settlement or reject it. You can also negotiate to try to get a better deal.

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Fowler Bell PLLC


Fowler Bell PLLC
300 West Vine Street, Suite 600
Lexington, KY 40507

Phone: 859-554-2877
Fax: 859-255-3735
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