Fowler Bell PLLC
call to talk with an attorney
Talented Problem Solvers Since 1942

What is required for a bad faith claim?

Dealing with an insurance company, regardless of the reason, can often be challenging. Insurance companies in Kentucky are usually focused on finding ways to make money and not pay it out. When it comes to claims, they will investigate thoroughly to ensure they do not pay out when they are required to do so. Even though most companies are honest and will pay you when you are entitled, you may run into a situation of a bad faith claim.

A bad faith claim, according to the Insurance Journal, is when an insurance company does not rightfully pay a claim. There are three main conditions that must be met to prove this type of claim in the state. You must prove that the insurance company had no legal grounds upon which to deny your claim. You must also prove the claim is something the insurer was bound to cover through your agreement with the company. Finally, you have to show there was no reason for the denial or that the insurance company avoided payment with no reasonable excuse for doing so.

There have been many court cases regarding this type of claim. The court is very strict with the three conditions. If they are not met, then your bad faith claim will be denied. It is essential to ensure you have followed all the requirements outlined in your policy for reporting the claim and that your claim is legitimate before filing a bad faith claim. This information is only intended to educate and should not be interpreted as legal advice.

No Comments

Leave a comment
Comment Information
  • Best's | recommended insurance attorneys | listed over 50 years
  • Fowler bell pllc | listed in best lawyers linking lawyers and clients worldwide
  • Bar register | preeminent lawyers
  • Best recommended insurance attorneys
  • Best Law Firm In Kentucky
Email Us For A Response

Contact Our Law Firm For Assistance

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Fowler Bell PLLC


Fowler Bell PLLC
300 West Vine Street, Suite 600
Lexington, KY 40507

Phone: 859-554-2877
Fax: 859-255-3735
Lexington Law Office Map

Review Us