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October 2017 Archives

Understanding declaratory judgment and insurance

Perhaps you have heard of declaratory judgment in regards to insurance claims in the past. While a seemingly confusing and complicated topic, your efforts to understand it better may make a considerable difference if you are ever involved in a disputed claim. At Fowler Bell, we have significant experience in working with insurance and are familiar with the unique challenges of the industry in Kentucky.

What are some business contract issues I should avoid?

When some people think of running their own business in Lexington, they think of the freedom and profitability it can give them. They may not consider how much work and time is necessary to be successful. Whether you plan to be the sole owner and operator or to work with a partner and hire employees, there are many issues you need to prevent complications and litigation. 

Your divorce doesn't have to derail your retirement plans

Kentucky readers know that the end of their marriages will bring many significant changes to their lives. Naturally, you may have concerns about how your divorce will impact your financial future. Throughout your adult life, you have saved and prepared for your retirement one day, and it is possible that your divorce may affect your long-term savings. However, it does not have to derail your plans for your golden years.

Will I have to pay alimony?

Ending a marriage can cause financial difficulties for both parties. One big question for the spouse that has been the primary means of support is: Will I have to pay alimony? It is certainly a valid question for any person in Kentucky who is thinking about divorce.

Mediation may be used to resolve insurance disputes

When people in Kentucky have a dispute with an insurance company, they may feel at a disadvantage and determine that they can only get fair representation by going to court. However, the Kentucky Court of Justice often advises a solution that may be much more effective and efficient: mediation.

Operating your machine safely in the workplace

Depending on the nature of your job in Kentucky, you may face a unique set of risks each day as you complete your assigned responsibilities. Because construction sites are surrounded with dangers and risks, it is imperative that you do your part to keep yourself and others safe. At Fowler Bell, we are familiar with the complexities regarding workplace safety. 

Could you get arrested for attending a protest?

There are many Kentucky news stories about protests recently. Along with those stories come people voicing their opinions about the First Amendment rights and the rights of law enforcement. It can be tough to figure out what rights you do have if you choose to attend a protest. Before you head off, though, it is important to learn more about what is legal and what is not to protect yourself against being arrested for attending a protest.

What is required for a bad faith claim?

Dealing with an insurance company, regardless of the reason, can often be challenging. Insurance companies in Kentucky are usually focused on finding ways to make money and not pay it out. When it comes to claims, they will investigate thoroughly to ensure they do not pay out when they are required to do so. Even though most companies are honest and will pay you when you are entitled, you may run into a situation of a bad faith claim.

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