Nearly A Century Of Insurance Coverage Experience

Fowler Bell PLLC is the law firm of choice for clients who want cost-effective solutions to their insurance-related concerns. We have been a respected leader in insurance defense and coverage law for many decades, combining the personable, responsive representation of a small practice with the legal acumen, experience and results of a much larger firm.

Whether the situation calls for arbitration, mediation, litigation or appeal, our team remains professional, practical and focused on achieving optimal results with minimal impact to our clients' bottom lines.

Our Insurance Defense Services

Based in Lexington, our law firm provides efficient representation in a full array of insurance defense and coverage cases across Kentucky, including those that involve:

  • Arbitration or mediation
  • Bad faith allegations
  • Business interruption coverage
  • Claim management and apportionment services
  • Commercial General Liability (CGL)
  • Construction defect litigation
  • Coverage analysis and opinion letters
  • Directors and officers (D&O) liability
  • Errors and omissions
  • First-party claims for property damage or liability
  • Professional liability coverage
  • Reinsurance advice and disputes
  • Subrogation claims against third parties
  • Uninsured/underinsured motorists (UM/UIM)
  • Workers' compensation claims (including subrogation recovery)

Our Clientele

Fowler Bell PLLC has been honored to represent numerous businesses and corporations across Kentucky, providing proactive coverage analysis and risk management counsel. We have also defended many different insurers, including:

  • American Family Mutual Insurance Company
  • American International Group, Inc.
  • Auto-Owners Insurance Company
  • Burlington/First Financial Insurance Company
  • CNA Insurance Company
  • Encompass Insurance Company
  • Fireman's Fund Insurance Company
  • GMAC Insurance
  • Kentucky Farm Bureau Mutual Insurance Company
  • Lawyers Mutual Insurance Company of Kentucky
  • Nautilus Insurance Company
  • Prudential Insurance Company of America
  • State Automobile Mutual Insurance Company
  • Erie Insurance Exchange
  • IAT Insurance Group

The Fowler Bell PLLC Difference

Our well-trained legal team has a unique ability to take complicated insurance liability theories and make them understandable to clients. We also represent clients in state and federal civil cases by employing the most appropriate contemporary liability theories and defenses. Among many other accolades, our solid legal representation has garnered us recognition as a "Best Law Firm" by U.S. News and World Report in 2017 and Best's "Client-Recommended" award as an insurance firm that has been listed for more than 50 years.

Whether you need assistance drafting a disclaimer, mediating a coverage dispute, litigating a subrogation case or resolving another matter, contact Fowler Bell PLLC at 859-252-6700 or online.


Guy R. Colson

Matthew D. Ellison

Christopher G. Colson

William G. Francis

Robert C. Welleford